Owner-Occupied Rehabilitation Program

For low- and very low-income families, maintaining one’s home on limited financial resources can prove quite challenging. The Illinois Housing Development Authority’s Affordable Housing Trust Fund realizes this challenge and offers an Owner-Occupied Rehabilitation Program to help low- and very low- income families across the state.

PARTICIPATING SPONSORS

Through a partnership with the Illinois Department of Commerce and Community Affairs (DCCA), IHDA provides approved sponsors with funding to administer private rehabilitation programs to local residents. Sponsors must be local government units and must be approved by DCCA prior to funding. Individual Citizens are not eligible to apply for Trust Fund financing.

Requests for rehabilitation projects are typically originated and identified through a municipal hearing process, with an application submitted to the Trust Fund for approval. Trust Fund applications are accepted once each year for this program and must meet certain criteria to be eligible for the program.

HELPING HOMEOWNERS

Under the existing program, grants of up to $3,000 for low-income households and $5,000 for very-low income households are available to bring existing homes up to required building codes. All homeowners are required to apply for funding through a local sponsor agency.

For more information about program guidelines or to obtain an application, please call (312) 836-8573